💰 Cash Flow Lab

An interactive financial modeling tool to learn how business decisions impact cash flow and working capital.

🎯 Purpose

Educational simulator for exploring:

• Working capital dynamics (AR, AP, Inventory)
• Growth paradox (profit vs. cash)
• Cash conversion cycles
• Debt service coverage
• Operational risk scenarios

🚀 Features

• Pre-built Templates: Retail, SaaS, Manufacturing, and custom business models
• Scenario Analysis: Test working capital terms, growth rates, operational risks, and debt impacts
• Interactive Charts: Visualize cash flow, FCF, DSCR, and working capital breakdown
• CSV Export: Download projections for further analysis

🌐 Live Demo

🚀 Try it here

💻 Run Locally

pip install -r requirements.txt
streamlit run app.py


# Install dependencies
pip install -r requirements.txt

# Run app
streamlit run app.py

📊 How to Use

1. Select a template from the sidebar (or customize inputs)
2. Choose a scenario type: Working Capital Terms, Growth Rates, Operational Risks, or Debt & Leverage
3. Explore variations by selecting different scenario options
4. Review results through charts, tables, and key metrics
5. Export data for further analysis

⚖️ Disclaimer

Educational tool only. Results are simplified estimates that may be inaccurate. Not for actual financial decisions. Always verify calculations and consult qualified professionals.

📄 License

MIT License - Free to use and modify for educational purposes.

🤝 Support

Feedback and suggestions welcome!

☕ Buy Me a Coffee

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Made for learning and exploration