Finance × Data · Chicago, IL
Portfolio Management · Private Credit · NMTC & Structured Finance
I'm a senior finance professional with 7+ years across portfolio management, M&A underwriting, debt syndication, and New Markets Tax Credit (NMTC) transactions — currently focused on community development finance at the intersection of capital markets and mission-driven lending.
- 🔭 I build production Python tooling for CDFIs, MDIs, and fair-lending practitioners — 22 packages published on PyPI
- 🧮 Day-to-day: credit analysis, structured-finance modeling, and turning messy regulatory data (FDIC, CDFI Fund, HMDA, FFIEC) into decisions
- 🎓 MBA (Finance) + MS (Financial Risk Management) — IIT Stuart School of Business
- 🏘️ Specialist in CDFI / MDI finance, NMTC leverage structures, and fair-lending disparity analysis
- 📍 Based in Chicago, IL
A portfolio of open-source Python packages for community development finance — each CI-published to PyPI with automated tests. Full catalog: pypi.org/user/thejaypatel1511
| Project | What it does |
|---|---|
| nmtc-application-builder | Flagship NMTC application-intelligence platform — pipeline analysis, eligibility validation, readiness scoring, and visualization for CDEs |
| cdfi-benchmark | CDFI & MDI peer benchmarking on FDIC call-report data — NIM, efficiency ratio, ROAA, capital ratios |
| fair-lending-screener | Statistical disparate-impact analysis for HMDA data — the methodology federal examiners use, open-sourced for advocates |
| nmtc-mapper | Automated NMTC eligibility checker — geocodes addresses and checks Low-Income Community status via CDFI Fund + Census data |
| cdfi-val | Valuation toolkit for CDFIs and Minority Depository Institutions — TBV, P/E, comps, DCF |
| waterfall-py | Debt-waterfall engine for structured finance — senior/mezz/equity distribution, DSCR tracking, cash-sweep logic |
📦 See the full 22-package portfolio
NMTC & application intelligence nmtc-application-builder · nmtc-mapper · nmtc-calc · nmtc-screener
CDFI / MDI institution analytics cdfi-val · cdfi-benchmark · cdfidata · cdfi-fund-tracker · cdfi-loan-pricing · cdfi-stress-tester
Portfolio & credit tools dscr-tools · waterfall-py · impact-ledger · credit-memo
Tax credit & compliance oz-tracker · lihtc-calc · sbic-tracker · bond-issuer-screener
Fair-lending analytics fair-lending-screener · hmda-analyzer · cra-scraper
Live versions of the flagship packages (auto-updates from PyPI):
I work at the intersection of capital and community impact. Open to conversations on portfolio management, private credit, real-estate finance, and open-source tooling for mission-driven lenders.
